fiance's '92 Grand Marquis sandwiched - Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars

**87_Crown_Vic** · 09-21-2010, 21:03

my fiance was driving her car on the 20th and was sandwiched ... she was nailed in the rear by a kid driving a '99 Continental and knocked into a '95 Caprice SS... the Caprice had minor damage of her plate imprinting in their rear bumper, my fiance's car front was pushed in including the bumper, headlights, and trim on front... the rear of the car has a torn bumper from Continental diving under and tearing the bumper from under and the hood of Continental tearing upper part of bumper... the Continental needs everything bodywise from fenders forward including the radiator since it was blown during the accident...

**Bert** · 09-21-2010, 21:42

That's too bad. Are you going to fix it? I'm sure the the Lincoln's insurance should cover it. Diving under the car in front always causes it to be worse.

**87_Crown_Vic** · 09-21-2010, 22:21

bad thing about all this is now the airbag light is flashing, engine light kicks on and shuts off at random, and car smokes now when leaving stop signs and stoplights... i am pretty sure the damage will exceed the cost of the car and will be considered a loss/totaled

72mgm98 · 09-22-2010, 07:42

Is your fiance ok...?

**87_Crown_Vic** · 09-22-2010, 16:08

i took my fiance to the hospital... she has a strained back, neck and knee... she has been getting headaches and stuff since the accident ...

the persons insurance person looked the car over and claims the car is only worth $500 ... problem we are gonna have is we still owe twice that much... the car is acting bad since accident and we are trying to come up with money and car to buy... upsets me the insurance is now saying they are only handling the case because they were ones listed in accident and say that person resposible might have let coverage lapse

72mgm98 · 09-22-2010, 17:09

If I am reading this correctly, The kid (continental driver) had HIS insurance claims adjuster out to look at your car and claim the value is only $500.oo?? and YOUR insurance is saying that the continental driver has let his insurance lapse? or am I misreading this?

72mgm98 · 09-22-2010, 17:14

If you still owed a note on your vehicle, your supposed to have full coverage. YOUR insurances job is to determine whether it is fixable, or totaled. Then they are suppose to provide the info to the continental driver insurance for cross evaluation...

**jwko** · 09-22-2010, 20:15

Keep in mind, the other persons insurance adjusters main goal is to settle with you as cheaply and as fast as possible. Don't sign anything and go see a personal injury lawyer. I bet the $500 turns into $5000 plus medical bills pretty quick! Most lawyers are limited to only 20% on a no win no fee basis.

SyracuseP71 · 09-23-2010, 08:07

Definitely retain a lawyer when you're dealing with insurance companies. Some body shops will fight with the insurers on your behalf as well so call around and see what's what before signing anything!

**87_Crown_Vic** · 09-25-2010, 11:41

well... now we have a rental car... and our car is a total loss... they only wanna offer $500 for the car and we hired an attorney since there is medical and car is worth more than $500... like i mentioned, we still owe $997 on the car and cars in this area same year and stuff are selling for $1500-$4400