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post #1 of 6 (permalink) Old 08-10-04, 09:21 AM Thread Starter
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$2000 car loan

heya

i need advise,

i have saved approx 3 g's for a ute

i need a ute soon, but dont want a crap approx 3 g's one

so i got thinking.....hmmm wat about a small loan

just curious to know wat type of loans are there out there, any if you guyz have any advise on getting a $2000 loan

is there interest free for a year loans? or what route u guyz think i should take.

i have a pretty steady job earning approx 200 hungie a week part-time, full-time student

any help greatly appreciated

thanx

who came 1st, me or ben... you decide
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post #2 of 6 (permalink) Old 08-10-04, 04:02 PM
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Re: $2000 car loan

Depending on how quick you can pay it off.

A $2000 credit card
or
A personal loan

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post #3 of 6 (permalink) Old 08-10-04, 04:13 PM
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Re: $2000 car loan

Yeah if you choose a loan go with a Personal loan, not a Car loan. Otherwise they will probably take the car as security.
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post #4 of 6 (permalink) Old 08-10-04, 07:09 PM
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Re: $2000 car loan

Im in the same basket as you. My cars fukd and i need a get around so its either a bike or a car for 2000. Im full time student earning 200/week as well so getting a loan is going to be pretty difficutl (they only loan above $5000). You have 2 options, 1 is to find a lender that deals in cheap loans eg. City Finance over here do $2000 loans and look at ur income rather than if ur fulltime or wateva. But im in Vic so i dont know whats over there in Perth. I cant be bothered though im just gonna use my credit card, theyre only 13.5%PA so that comes to about $7 a week in interest that your paying.

Good luck

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post #5 of 6 (permalink) Old 08-10-04, 07:11 PM
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Re: $2000 car loan

The commonwealth does $3000 loans

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post #6 of 6 (permalink) Old 08-10-04, 11:19 PM Thread Starter
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Re: $2000 car loan

the interest on a credit card would be pretty high wouldnt it...

hmmm

a personal loan would be better, whats the intereest like with commonwealth

theres a WA bank that im with "statewest credit society" which are pretty good, so im gonna head in there 2moz and enquire about their loans

atm it sux because i normally skate everywhere, but with winter and the rain, its hard to get to some places.

but if theres any other alternatives, im all ears

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