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post #1 of 21 (permalink) Old 06-11-04, 08:24 PM Thread Starter
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Aami

Just found this on the AAMI website

Interesting

Skilled Drivers Course
Free skilled drivers course worth $165 for your children under the age of 25 if you're insured with us.

Reduced Children's Premiums
We will give your children reduced premiums every year - up to the age of 25 - if they complete our Skilled Drivers Course.

are other companies doing this?
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post #2 of 21 (permalink) Old 06-11-04, 08:37 PM
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Re: Aami

VERY interesting, I might call up about that and see what sorta quote I can get for my car.

But I guess they still wont insure my lowered car with a SPORTS steering wheel

In my VK I couldn't change the steering wheel till 25.. It sucs

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post #3 of 21 (permalink) Old 06-11-04, 08:44 PM
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Re: Aami

AFAIK only AAMI do it.
I've actually done the skilled drivers course, it was organised as a school thing back when I was in yr 12. It's pretty good, it teaches you how your car handles and stops in emergency situations.
I'm not insured with AAMI, I'm insured with RACV, they offer me no discounts for doing the AAMI driving course :(

A few years ago, AAMI only gave people a discount in excess for doing the drivers course (basically, on top of standard excess, they added a "you haven't done the drivers course" excess). Might be worth looking into to see if its cheaper now.
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post #4 of 21 (permalink) Old 06-11-04, 08:59 PM
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Re: Aami

What about over 25's? Do they get to do a course?


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post #5 of 21 (permalink) Old 06-11-04, 09:10 PM
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Re: Aami

Nah over 25's are good drivers, even if you are part blind and can't see over the steering wheel

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post #6 of 21 (permalink) Old 06-11-04, 09:29 PM
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Re: Aami

I did the course. It was shit really i thought (but it'd be good for absolute beginners), they give you a track/obstacle and tell you to take it at certain speeds, expecting you to crash at the highest speed (i think 70). The idea is to show you the difference that 10km/h makes, but the thing is if you are a good enough driver you won't hit the cones and then you get nothing out of the course. However, it was good to get a discount, i'm not sure how much but i think 150-200 off of my premium.

I wonder if other companies would recognise this course and give a discount? Also I want to change companies (to do mods), but being a rating 5 (soon to be 4) i don't wanna lose my rating by changing. Other companies don't recognise that i was insured for a year as a 17-year-old P-plater in Victoria, and they say it's impossible for me to have 2 years of no-claims as i'm only (soon) 19, which is wrong. AAMI were good in this respect too (as well as the discount for the course), as they were the only ones to insure me as a 17-year-old on P's. But then they are strict as about mods....

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post #7 of 21 (permalink) Old 06-12-04, 12:03 AM
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Re: Aami

yeap my gf's dad booked her in to do it so I tagged along. When we got there I asked how long it would take...from 9am to 4pm BLOODY HELL!

And seriously if you cant ace that course then you have issues. All they did was emergency braking and dodging (sorry im sure there is a technical term). Oh and they also got to go around a wide hairpin @ 40kph.

I think its a great idea but seriously, there is a reason why its free.

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post #8 of 21 (permalink) Old 06-12-04, 12:05 AM
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Re: Aami

Quote:
Originally Posted by blackout
Nah over 25's are good drivers, even if you are part blind and can't see over the steering wheel
Hehehe!


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post #9 of 21 (permalink) Old 06-12-04, 03:53 AM
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Re: Aami

Quote:
Originally Posted by blackout
Nah over 25's are good drivers, even if you are part blind and can't see over the steering wheel
.... and only see a car as something to get from point a to b - that's why a "good" driver has no ambition to drive a sporty or modified car - unlike all the people they refuse insurance on these grounds

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post #10 of 21 (permalink) Old 06-13-04, 07:55 PM
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Re: Aami

Those two points sound very intelligent. Everyone wins!

* The kiddies score an advanced driving course

* They pay less $$$ in insurance

* AAMI will theoretically end up the big winner due to accidents avoided due to skills used from the advanced driving course! Why has this not been implemented before now (it sounds so simple), and why aren't other insurance companies cottoning on? If I had teenage children, I'd definately go for this arrangement, even if it meant that AAMI's premiums might be higher than other companies. Safety First. :)

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