NOPE, your wrong, there are NO good reason to use a credit card. I went to the link you gave me, and sneaky like a credit card company it pops up a pop up window first thing when I get on the site.
See that is one of the many ways the credit card companies HOOK the users. Spend more on our card and we will PAY YOU BACK in some fashion. SOOOO, every time you go out and buy something you think "lets put it on the card" so I can get that vacation flight for free sometime down the road. You end up spending more in the end then if you just paid cash. Most users can not for what ever reason pay off the cards monthly. I worked in the busn for 5 years, trust me THEY DON"T! The monies you over spent using the credit card would have paid for a flight and vaca easly. Credit cards just enable our I WANT IT NOW cultures. Children want it now, Adults learn to delay pleasure!
Then there is the GM type of credit cars. Money back to buy a GM car. Not only to they get your interest payments, late fee's, and so forth. Then you turn right around and spend the money on thier cars and trucks. You never see the money, THEY DO!
Then there is Discover. They pay you back cash, whoopie, at what astonishing rate? 1 or 2%?? Once again, pay cash, and make a much greater return(invest) on the money you saved not over spending on a credit card.
70 Camaro SS // 87 Mustang GT Conv - 119k
93 Z71 - 264k // 01 P71 - 87k // 05 Dodge Magnum R/T - 122k