Defensive Driving Courses - Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars
Ford Forum Ford Forum

» Auto Insurance
» Featured Product
» Wheel & Tire Center

Go Back   Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars > Fordforums Community > The Pub
Register Home Forum Active Topics Photo Gallery Auto Loans Garage Mark Forums Read Auto Escrow

The Pub For General Discussion

FordForums.com is the premier Ford Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Display Modes
Old 03-04-2003, 02:55   #1 (permalink)
Blue Blood
 
ianmcginley's Avatar
 
Join Date: Sep 2002
Location: Buried in a sand trap somewher
Age: 36
Posts: 1,375
confused Defensive Driving Courses

I'm planning on doing a defensive driving course (John Bowe Institute of Driving). However i've prolly made a FATAL mistake in telling my insurance company this. They wanted to know what skills would be taught plus a few other things in regards to number of students, timed laps, unsupervised time, etc.

Well I didn't know most of these answers, so i asked the JBID, and got a response. They (insurance) were concerned that there might be wet weather simulations, and if there was, my car would not be covered in the case of damage/accident/whatever. Now JBID say that there is 'no chance' of getting damaged, etc.

My question back to the insurer is that what if it rained the night before and the driving area was still wet. Or rained the day of the course? Would I be covered then, even if I wet weather testing was not part of the 'curriculum'. Having a far from satisifcatory answer from the insurance company, looks like my car will not be covered for the 7 hours where I will be partaking in this defensive driving course.

Has anyone taken these courses? Did you tell or not tell your insurance company (if you used your own personal car). Did I just screw up by telling the insurance company to begin with? Whats your experiences :)
__________________
Falcon Killer (if you believe what Ford Service Departments have to say about me)
AU II XR6 - October 2001 ~ December 2002 - RIP
BA XR6 - December 2002 ~ Soon to disappear if Ford CRC can't fix it....

45,000km service coming up - and i'll be asking for a sizable list of fixes:
* Gearbox (3rd time)
* Steering click (5th time)
* Brake Shudder (2nd time, and has the applied "Fix")
* etc...
ianmcginley is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 03-04-2003, 03:06   #2 (permalink)
Just give me an excuse...
 
Night_Lurker's Avatar
 
Join Date: Oct 2002
Location: struct melbourne hallam;
Age: 34
Posts: 3,949
i did one provided to me by AAMI (not a complex one) but it poured down on the day. A few people ran off the track. Who you insured with?? I would have thought they would have praised you for doing this?
__________________
Truly the deepest kiss one can feel, and the one most sought after, is the one you will not survive....
Night_Lurker is offline   Reply With Quote
Old 03-04-2003, 03:09   #3 (permalink)
Registered User
 
Join Date: Dec 2002
Location: outback QLD
Posts: 1,192
I did one in dads old AU3 Fairmont, didnt have any insurance worries by those bloody Goodyear NCT 5's were making some noise.
BIGBADAU is offline   Reply With Quote
Old 03-04-2003, 03:21   #4 (permalink)
gone
 
laminge's Avatar
 
Join Date: Feb 2001
Posts: 10,402
I have done 2 of JB courses

advised my insurance company of both and they had no problems

And trust me there is hardly anychance of damage, except your pride!
laminge is offline   Reply With Quote
Old 03-04-2003, 13:48   #5 (permalink)
Blue Blood
 
ianmcginley's Avatar
 
Join Date: Sep 2002
Location: Buried in a sand trap somewher
Age: 36
Posts: 1,375
I'm insured with RACV... And yes, I would have thought i'd be praised for taking such a proactive stance with regards to my driving skills - but no, basically shot down where I stood.

Its really this sort of thing that makes me wonder about insurance companies. Here I am trying to do the right thing by partaking in a defensive driving course, yet i'm being told I won't be insured if the track is wet. Welll does that mean that when I go to drive in poor weather conditions i'm not insured if I have an accident?
__________________
Falcon Killer (if you believe what Ford Service Departments have to say about me)
AU II XR6 - October 2001 ~ December 2002 - RIP
BA XR6 - December 2002 ~ Soon to disappear if Ford CRC can't fix it....

45,000km service coming up - and i'll be asking for a sizable list of fixes:
* Gearbox (3rd time)
* Steering click (5th time)
* Brake Shudder (2nd time, and has the applied "Fix")
* etc...
ianmcginley is offline   Reply With Quote
Old 03-04-2003, 13:48   #6 (permalink)
Registered User
 
Join Date: Sep 2002
Location: 27 00S 153 07E
Posts: 1,944
Good onya for doing the course. The chances of damage are like winning the Lotto, no bloody chance.
__________________
"I married Miss Right. I just didn't know her first name was Always."
TopGhia is offline   Reply With Quote
Old 03-04-2003, 14:02   #7 (permalink)
 
XWGT's Avatar
 
Join Date: Feb 2003
Posts: 1,079
I would seriously be taking this to the head of Customer Service at your insurance company, then walking out the door.
I was under the impression you got a 5% discount for having completed a similar course.
Are they saying you have to risk your car to receive the 5% off, or do they just prefer you to do the course as someone elses customer and then entice you to insure with them as your a more informed driver?
__________________
Chevs may go, but theres nothing like a HO!
Proud LSUG Member, and 9" Nodular Iron driveline test pilot.
Member FGTCoA
www.falcongtclub.org
XWGT is offline   Reply With Quote
Old 03-04-2003, 14:17   #8 (permalink)
Blue Blood
 
ianmcginley's Avatar
 
Join Date: Sep 2002
Location: Buried in a sand trap somewher
Age: 36
Posts: 1,375
RACV will not give you a discount for completing a defensive driving course.

They will not keep my car insured for the 7hour period that JB defensive driving course is undertaken for if there are simulated wet track conditions. Also if heavy braking techniques are taught, i won't be insured for that 7 hour period.

I mean go freaking figure. This shit just doesn't make sense.
__________________
Falcon Killer (if you believe what Ford Service Departments have to say about me)
AU II XR6 - October 2001 ~ December 2002 - RIP
BA XR6 - December 2002 ~ Soon to disappear if Ford CRC can't fix it....

45,000km service coming up - and i'll be asking for a sizable list of fixes:
* Gearbox (3rd time)
* Steering click (5th time)
* Brake Shudder (2nd time, and has the applied "Fix")
* etc...
ianmcginley is offline   Reply With Quote
Old 03-05-2003, 03:47   #9 (permalink)
Are we there yet?
 
Join Date: Dec 2002
Location: SA - The Drift State
Age: 30
Posts: 1,621
That is wierd shit. Change companies, as soon as you have made lots of noise at RACV.

Try FordInsure or Just Car, they seem to be better
__________________
95 EF Fairmont 5.0 - Heritage Green - 4 Speed auto with AU S5 - 3.23LSD - 17x8" LWT Wheels - King Superlows - 76mm Cobra MAF - 65mm throttle - BPT Underdrive Pulley Kit - 3" Mandrel-bent Lukey exhaust - Tinted Windows - MP3 CD player - White faced dials.

117rwKw - 15.47@89.9MPH
Aaron_EF8 is offline   Reply With Quote
Old 07-17-2003, 17:53   #10 (permalink)
CRAZY TYPHOON DRIVER
 
Join Date: Mar 2002
Location: 300 Rear Wheel KW
Age: 42
Posts: 414
Re: Defensive Driving Courses

Just rang my insurance company just car and they will cover my for course 1 and 2 no probs.
__________________
BSR Brute

Chasing Minge in Power
300 Rear Wheel KW and 750 NM Torque
APS Upgraded Typhoon
250 PURSUIT is offline   Reply With Quote
Sponsored Links
Advertisement
 
Reply

  Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars > Fordforums Community > The Pub



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Ford Launches Campaign to Help Teens Hone Their Driving Skills Stacy94PGT Ford Worldwide News 1 05-08-2003 23:48
Mazda Hosts World’s Largest Performance Driving School RPO83 Mazda Forum 1 04-22-2003 00:46
Driving courses Kypez The Pub 5 02-10-2003 03:10
Defensive Driving Course EADan The Pub 12 08-05-2002 07:02
Car Device Detects Signs of Drunk Driving Falchoon General Tech 1 03-13-2002 18:51

Powered by vBadvanced CMPS v3.2.2

All times are GMT -7. The time now is 09:55.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.6.0
Garage Plus vBulletin Plugins by Drive Thru Online, Inc.