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Old 07-30-2003, 22:26   #1 (permalink)
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confused Ford Insure has a new Underwriter...

Gday

Just been talking to the people at Ford Insure, and since i last spoke to them (last week) they have a new underwriter.

They are now underwritten by Swan Insure. (used to be SGIO)

To most ppl this wont mean much, but to me it the difference between insurance or no insurance.

Basically the premium i was quoted last week has raised $200/yr
And they will not insure me because of my extractors.(age) I am allowed a cat back though.
To make things worse i got a new quote from sgio which was $700/yr higher than the last. Ill give em another ring in a few days and see what hapens.

QUOTE of the day "if u rang last week it would have been alright"


Anyway, just thought id let u know as some people were considering changing to them because of their allowing of mods. U are still allowed mods but it depends on age.




Thanks
Jase
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Old 07-30-2003, 22:29   #2 (permalink)
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Re: Ford Insure has a new Underwriter...

Insurance is always a pain, and the goal posts are always moved further away...

Good luck in finding a new insurer!

BTW - have you tried Just Cars??
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Old 07-30-2003, 22:34   #3 (permalink)
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Re: Ford Insure has a new Underwriter...

Just Cars doesnt cover WA or the NT :(

Ill have a play around and see what happens

:)
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previous rides;
1st car EA Fairmont Ghia, extractors, exhaust
2nd EF GLi, 'custom' interior, extractors, exhuast
3rd EA Fairmont 5spd, low'd, extractors, exhuast, head
work, 3.45LSD, EL dash, interior+ El ECU
4th EB2 Fairmont, EL dash and interior, BBM, LSD etc etc
5th EB Fairmont Ghia 5L. All leather, lowered, exhaust etc
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Old 07-30-2003, 22:40   #4 (permalink)
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Re: Ford Insure has a new Underwriter...

Back when I started out with insuring my cars (12 yrs ago) I constantly had dramas. Ranging from not insuring v8's for under 21's, even though the insurance company insured my v8 for the previous 12 months no probs...

I ended up going through a broker, and that made a heap of difference. I started off with Unique Car Insurance, but I hear they are not as compeditive price wise as they used to be.
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Old 07-30-2003, 22:46   #5 (permalink)
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Re: Ford Insure has a new Underwriter...

Quote:
I ended up going through a broker
hehe, i tried one of them. They never called back but :)
Ill give em another ring, and try someone else

I might just have to remove the extractors and flog em off
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previous rides;
1st car EA Fairmont Ghia, extractors, exhaust
2nd EF GLi, 'custom' interior, extractors, exhuast
3rd EA Fairmont 5spd, low'd, extractors, exhuast, head
work, 3.45LSD, EL dash, interior+ El ECU
4th EB2 Fairmont, EL dash and interior, BBM, LSD etc etc
5th EB Fairmont Ghia 5L. All leather, lowered, exhaust etc
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Old 07-30-2003, 23:04   #6 (permalink)
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Re: Ford Insure has a new Underwriter...

Bah, Swann insurance sucks arse! I had them when I first got my XR, but as soon as I mentioned the word mod, and that meant ANY mod, it was 'nah, we couldn't insure that' - hello NRMA. Pity NRMA aren't in VIC, cos I went to Ford Insure, and it seems now I've come full circle back to Swann again.

Bugger.
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Old 07-30-2003, 23:14   #7 (permalink)
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Re: Ford Insure has a new Underwriter...

I just plonked some figures into RACQ's online quote system and just found out it's cheaper for me (21yr old) to insure a Phase 3 GTHO than my 1988 Honda Prelude. Guess i'll have to trade up....
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Old 07-30-2003, 23:20   #8 (permalink)
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Re: Ford Insure has a new Underwriter...

swann specialize in ripping people off in motorbike insurance and looks like cars now aswell
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Old 07-31-2003, 02:34   #9 (permalink)
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RACV and NRMA are both underwritten by IMA who is owned by IAG.

IAG owns, SGIO, CGU, Ford Insure and Swan.
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Old 07-31-2003, 08:52   #10 (permalink)
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Re: Ford Insure has a new Underwriter...

now i'm lost.
i have no idea who to go with now.
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