Alrighty then, last night i got the renewal for the comprehensive insurance for the XR6. First the good news, is that the value of the car only dropped by like $140.
But the bad news, the premium for no reason has jumped $300. I have declared a $350 dollar exhaust modifications, which the Ford sales person assured me that my premium will not go up as a result.
I often wonder what makes insurance companies determine the insurance cost of a vehicle. I mean i highly doubt that as cars get older the insurance costs goes up, so that means if i were to insure a Holden Kingswood it would cost me $5000.
We specifically moved to Ford Insure as they were $400 cheaper than other companies as being Ford they gave a sort of incentive to own there specialised vehicle XR's, Tseries and GT's.
What really gets me is, here i am supporting the local industry by buying a local special and seems just for that i get slugged with a premium thats unjustified to boot the car is in Immaculate condition to the point where critically the agreed value of the car at $35k is not high enough considering the car is fully optioned.
At $1800 for insurance i'm getting charged the same as a grey import. And heres the government saying that we should support the local industry etc and not buy grey imports.
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AUII Late Ed XR6 HP T5 Venom- Full Tickford Body Kit, 17in Wheels, Herrod Bi-plane Spoiler, Momo Steer/Gear, T-Series Interior Options, Premium Stereo and a very light-tuned 4.0L I6
(FPV-Tickford Club of NSW Member and Co-Founding Member of 3FB Inc, Ford Forums Food Bandits)
I'm still trying to work out why the dealer hit me stamp duty on my policy because I bought it with my new car. It already has stamp duty on it and they reckon it has to have the extra stamp duty charged because it's on the delivery invoice. What a load of crock. That's an extra $110 or so!
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'Pepper' Dog - General's and My Little German Shepherd Sweetie - 1996?-02Apr2006. 'Sako' Dog - My Beautiful and Pretty German Shepherd - 2001?-23Aug2006.
A work collegue mentioned to me yesterday that the insurance on his EL GT has gone up by $600 (not sure the premium total), he's with AAMI though. Insurance companies are theiving pr*cks IMO.
Stryder, id say in the last year they have recieved more claims for crashed AU XR6s than the previous year, thus requiring them to increase the policies on those cars?
My ED went down $300 from what I paid last year and im through Ford Insure.
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1993 ED XR6 M5 (1 of 329)
Polynesian Green
Turbo on the way!!
1993 EBII Fairmont (Now wrecking, PM if you want any parts)
1988 Nissan R31 Skyline
I got a price on insuring a BA XR6 from FI and they where on a different planet price wise, something like $950 odd vs circa $700 for others and Allianz was circa $400!!
Shop around, they certainly don't do any favours for Ford owners in my view.
With all due respect, i'd say $35K is a bit above replacement value for an optioned 00 XR6hp :)
I'm going with ford insure when i get around to changing insurance, for me they were about $700 cheaper then AAMI.
i'm 19 on rating 5 atm, my EF is costing $1800 to insure, $1100 with ford insure, i wanna know what exactly they let u do in terms of mods.
they wouldn't tell me over the phone when i got the quote.
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1995 EF II Falcon GLi: Heritage Green, 4spd Auto, AUII 17" Rims, Custom BA Front Bar, Lowered, Gas Research LPG, Clear Indicators, JVC MP3 Headunit, Phoenix Gold 6.5" Splits, Coustic 481QE Amp, Clarion 12" sub, Leather Seats, Power Window Conversion, 3.45 LSD, Pacemaker Comp Extractors, 2.5" Exhaust, Mandrel Bent Intake, High Flow Filter, Wade 1004 110 cam.
In Progress: BA XR Side Skirts, BA XR Rear bar, BA Shifter Handle.
Originally posted by EFFalcon I'm going with ford insure when i get around to changing insurance, for me they were about $700 cheaper then AAMI.
i'm 19 on rating 5 atm, my EF is costing $1800 to insure, $1100 with ford insure, i wanna know what exactly they let u do in terms of mods.
they wouldn't tell me over the phone when i got the quote.
They allow exhaust, as long as its legal. 8in wide wheels as long as the offset is 0 (they originally only allowed 7in wide on EDs but have since changed). Lowered only up to 1.25in. Allow swaybars (she didnt even know what they were and couldnt find it in their 'list' they have, but added it to the policy)
They dont allow cams, turbo/supercharger etc
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1993 ED XR6 M5 (1 of 329)
Polynesian Green
Turbo on the way!!
1993 EBII Fairmont (Now wrecking, PM if you want any parts)
1988 Nissan R31 Skyline
Shopping around at the moment for compehensive insurance on the Probe; range of quotes $990.00 (Budget Insurance) to $1850.00 (NRMA)!! Even the lowest quote is $100.00 higher than last year.
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1997 Alpine Green Probe, 18mm Swaybar, Custom Yellow & Black Italian Leather Interior, CD Stacker, Yellow Wiper Blades, Ford Australia 75th Anniversary Sticker & Badge, PRD Wires & Sills
2008 Blue Ambition Mondeo XR5, Bluetooth for work
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Ford Insure (Whats The Story???)
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