Re: If only I was rich...er
yeah... even then if you sold the XF to pay off the loan, you would probably just pay it off...and be left with little for the loan.
One peice of advice tho is to stay away from Finance companies like GE, AGC...whatever, its never worth that much.
Try getting family members to get the loan for you, so you can pay it off with direct debit and sell your car for the initial cost.
Explain to them that it will last longer/better resale/great condition/can't go past it etc :)