Lightning

Hi there,

Well, it's that time of the year again and my insurance is due. Has anyone had good experiences with insurance brokers?

My insurance is current with the RACWA, and is about $500 per months.

I am fairly sure that when I took out the policy is was just for a XR6 AUII VCT and doesn't include all the factory 'extras'. From my research recently, it appears that that's incorrect and that I need to specify the things like sunroof, brake kit etc etc.

Is that a fair statement? I increased the agreed value to cover the sale price, but I'm not sure where I stand. Comments?

Any recommendations welcome, particularly from other Perth drivers.

Cheers,

Simon....

Mr Jucy

Im with Vigil who have been great but I don't know weather they cover new cars or not

Lightning

Wasn't new when I bought it, is that what you meant by 'new'?

__________________
BA XR6T, Mercury Silver, Manual, Sunroof, Premium Sound, Premium Brakes, Sports Steering wheel, Leather, Mats, Tint, Mud Spats, Boot Liner and a dribble bib :-)

Mr Jucy

no I mean I don't know if they do late models they specialise in classics showcars muscle cars etc I don't know whether XRs count

Lightning

No worries, am sniffing around. How's this for a laugh:



"The quote could not be calculated due to the following errors

DirecDial is unable to offer insurance cover when the value of the accessories is more than 20% of the vehicle's value.

Because your vehicle is financed DirecDial can only offer comprehensive cover. "



These are the 'non-standard accessories':

17" Alloy Wheels
Body Kit - F&R Spoilers, Side Skirts, Re (?? Truncated)
Leather Gear Knob
Leather Seats
Prem. drilled/vent brakes & multi-spot c (?? Truncated)
Premium Sound System
Sports Steering Wheel
Sunroof - Electric

More than 20% of the vehicles value????????????? Get real! I haven't done the sums, but surely not!

Anyway, remove all of the 'non-standard accessories' and it's $592 pa. Not bad!

Simon....

__________________
BA XR6T, Mercury Silver, Manual, Sunroof, Premium Sound, Premium Brakes, Sports Steering wheel, Leather, Mats, Tint, Mud Spats, Boot Liner and a dribble bib :-)

Lightning

The Premium brake kit pushes it over the limit, obviously :mad:

Without that, but with all the other (I seem to recall the brake kit was a couple of grand?), the premium is $687.

Anyone dealt with 'DirecDial'? It's a division of Allianz.

I might save the quote and email them to get it adjusted.

Simon....

__________________
BA XR6T, Mercury Silver, Manual, Sunroof, Premium Sound, Premium Brakes, Sports Steering wheel, Leather, Mats, Tint, Mud Spats, Boot Liner and a dribble bib :-)

Ghia

What!!! 500 per month
Thats 6,000 per year, Unbeleivable:crazy1:

Lightning

Yes, it IS unbelievable. Try for 6 months. Duh.

__________________
BA XR6T, Mercury Silver, Manual, Sunroof, Premium Sound, Premium Brakes, Sports Steering wheel, Leather, Mats, Tint, Mud Spats, Boot Liner and a dribble bib :-)

Ghia

Well that is understandable then, 1,000 per year is not that bad, concidering what I pay for mine and it is worth a hell of a lot less im sure.

Fireman Sam

Thats nothing, back in 1996 when I was living in the UK the cost of insuring a 1996 Ford Escort Cosworth (Lux) was ten thousand pounds sterling for six months & for six named drivers. The car was only worth twenty four thousand pounds. I'll never complain about insurance costs again.