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Old 06-06-2003, 19:36   #1 (permalink)
Looking in YOUR bathroom.
 
Join Date: May 2002
Location: Adelaide
Age: 31
Posts: 3,287
Insurance

By no means do i drive a beast of a vehical, but no one wants to insure me. Seems understandable being 19, but the only modification is a lowering job. I have a PERFECT driving reccord but allas no mainstream insurance companys in Adelaide want to insure me. Im just wondering what insurance companys the younger members of this board go through?

Cheers
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Old 06-06-2003, 20:03   #2 (permalink)
Are we there yet?
 
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Don't tell them about it bieng lowered. I've seen your car, and it's not a low-rider, it's got lows or superlows hasn't it? They won't be able to tell the difference.

When I had my crash, I had 17's and a ram pod on my car, i've insured it as a stock EF Gli -It's a fairmont- (Not my fault), the assesor didn't even click.
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95 EF Fairmont 5.0 - Heritage Green - 4 Speed auto with AU S5 - 3.23LSD - 17x8" LWT Wheels - King Superlows - 76mm Cobra MAF - 65mm throttle - BPT Underdrive Pulley Kit - 3" Mandrel-bent Lukey exhaust - Tinted Windows - MP3 CD player - White faced dials.

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Old 06-06-2003, 20:52   #3 (permalink)
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have u tried 'just cars' ? they seem to insure anyone with any mods.
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Old 06-06-2003, 21:32   #4 (permalink)
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Location: Mornington Peninsula
Age: 30
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I'm changing my insruance to Ford Insure, they won't insure cars over 10 years old, but their underwriter prolly would.
anyway, they allow lowering to about 3cm below standard. i guess its upto u what u wanna do in terms of 'bending the truth' :)
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Old 06-06-2003, 22:37   #5 (permalink)
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im 17 and i go through AAMI as an addtional driver under my dads name, so im only supposed to drive once a week at the most but they have no way of knowing otherwise!...insurance on my car (stock EB2) for full comprehensive is $313 a year...i wanna get it lowered pretty soon so i'll let you know if they kick up a shit and if i'll have to pay more
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Old 06-06-2003, 23:05   #6 (permalink)
Are we there yet?
 
Join Date: Dec 2002
Location: SA - The Drift State
Age: 31
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AAMI will kick up a shit, they may not insure you any more.

Ford insure don't charge extra for mods - as long as it's legal, so I will be going to them next year.

ATM I pay $650 for insurance for my EF, but that's through my mum, she's rating 1, i'm 50% driver, I've had 1 crash this year, so I don't know how bad the increase will be.

Another place you could try is Young & Cool insurance, they insure for basic mods (stereo, wheels, exhaust, lowered, tint)
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117rwKw - 15.47@89.9MPH
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Old 06-07-2003, 09:20   #7 (permalink)
Looking in YOUR bathroom.
 
Join Date: May 2002
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SGIC will insure me (my car has superlows in it so it about 25mm lower than standard *WINK* *WINK*)

They want $815 a year for a market value of $4400....seems not to bad.

I guess ill keep on looking
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Old 06-07-2003, 18:21   #8 (permalink)
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I go through RACQ as a standard GLI falcon, and listed the mods like wheels, lowering and exhaust. The only thing not listed is the Slotted rotors i had on. Ran out of modification points. You get bout 30 points of modifications before it needs to go the underwriter. i'm 22 with a checkered past, and its $500 approx. I'm the major driver on the policy. AAMI won't insure me, Just cArs quoted above $1000. Just insane. I did try and go through somewhere else and got knocked back but i can't remember who it was tho.

Best of luck
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Old 06-07-2003, 18:23   #9 (permalink)
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and i'm isured at market val. which appears to be between $8000 and $10000
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Old 06-08-2003, 02:37   #10 (permalink)
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I'm insured with RACV. They know about everything, audio system, manual conversion, zorst, lowering etc. The only thing I have not mentioned is the manifold.

I get full comp for under $1000 on my dads name.
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