By no means do i drive a beast of a vehical, but no one wants to insure me. Seems understandable being 19, but the only modification is a lowering job. I have a PERFECT driving reccord but allas no mainstream insurance companys in Adelaide want to insure me. Im just wondering what insurance companys the younger members of this board go through?
Cheers
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Ive been described as a vault of usless random knowledge.
Don't tell them about it bieng lowered. I've seen your car, and it's not a low-rider, it's got lows or superlows hasn't it? They won't be able to tell the difference.
When I had my crash, I had 17's and a ram pod on my car, i've insured it as a stock EF Gli -It's a fairmont- (Not my fault), the assesor didn't even click.
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95 EF Fairmont 5.0 - Heritage Green - 4 Speed auto with AU S5 - 3.23LSD - 17x8" LWT Wheels - King Superlows - 76mm Cobra MAF - 65mm throttle - BPT Underdrive Pulley Kit - 3" Mandrel-bent Lukey exhaust - Tinted Windows - MP3 CD player - White faced dials.
I'm changing my insruance to Ford Insure, they won't insure cars over 10 years old, but their underwriter prolly would.
anyway, they allow lowering to about 3cm below standard. i guess its upto u what u wanna do in terms of 'bending the truth' :)
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1995 EF II Falcon GLi: Heritage Green, 4spd Auto, AUII 17" Rims, Custom BA Front Bar, Lowered, Gas Research LPG, Clear Indicators, JVC MP3 Headunit, Phoenix Gold 6.5" Splits, Coustic 481QE Amp, Clarion 12" sub, Leather Seats, Power Window Conversion, 3.45 LSD, Pacemaker Comp Extractors, 2.5" Exhaust, Mandrel Bent Intake, High Flow Filter, Wade 1004 110 cam.
In Progress: BA XR Side Skirts, BA XR Rear bar, BA Shifter Handle.
im 17 and i go through AAMI as an addtional driver under my dads name, so im only supposed to drive once a week at the most but they have no way of knowing otherwise!...insurance on my car (stock EB2) for full comprehensive is $313 a year...i wanna get it lowered pretty soon so i'll let you know if they kick up a shit and if i'll have to pay more
AAMI will kick up a shit, they may not insure you any more.
Ford insure don't charge extra for mods - as long as it's legal, so I will be going to them next year.
ATM I pay $650 for insurance for my EF, but that's through my mum, she's rating 1, i'm 50% driver, I've had 1 crash this year, so I don't know how bad the increase will be.
Another place you could try is Young & Cool insurance, they insure for basic mods (stereo, wheels, exhaust, lowered, tint)
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95 EF Fairmont 5.0 - Heritage Green - 4 Speed auto with AU S5 - 3.23LSD - 17x8" LWT Wheels - King Superlows - 76mm Cobra MAF - 65mm throttle - BPT Underdrive Pulley Kit - 3" Mandrel-bent Lukey exhaust - Tinted Windows - MP3 CD player - White faced dials.
I go through RACQ as a standard GLI falcon, and listed the mods like wheels, lowering and exhaust. The only thing not listed is the Slotted rotors i had on. Ran out of modification points. You get bout 30 points of modifications before it needs to go the underwriter. i'm 22 with a checkered past, and its $500 approx. I'm the major driver on the policy. AAMI won't insure me, Just cArs quoted above $1000. Just insane. I did try and go through somewhere else and got knocked back but i can't remember who it was tho.
I'm insured with RACV. They know about everything, audio system, manual conversion, zorst, lowering etc. The only thing I have not mentioned is the manifold.
I get full comp for under $1000 on my dads name.
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