Just forked over $1200 for an agreed value ($38000) policy on my XR6, including all options and mods. For those NOT in Sydney, I know you pay less, but you don't live in the 'pay-thru-the-nose-for-everything' capital of Australia. A good deal, considering my last quote from NRMA was $1500. The best I'd got before was a Ford Insure quote, which some might remember me discussing but that was still $1400. Some were in the $2K+ range so I figure I've done well. Having CTP Greenslip, membership and home contents helped lower it, and having had my EA insured at 60% NCB for 3 years, I got NCB protection for no extra cost.
At least while the car remains mildly-modified, NRMA should do the trick.
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Good idea to have agreed value, did you have your car inspected by them and a list of all modifications drawn up? One hint, make sure you have evidence of all modifications, receipts, pictures etc. Speaking from experience you'll need these things if you ever need to collect on the claim (hopefully you won't)
Oh dear... so I guess this means your insurance renewal will be due 4 weeks before Christmas every year huh? Bummer!
I am currently with NRMA, have contents, green slip & membership. (I get the multi policy discount too)
after NCB and discount its a tad over $3000. (and thats for a "stock" xr8)
shannons are going to insure me for about $1800, but they need to inspect the car first. (the estimate my car is worth about $26k, as opposed to nrma saying its $16k)
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FPV - Tickford Club of NSW
http://www.fpvclub.com
Originally posted by Ford Man Shyte Kell that's steep. $3k for a value of $16k? Did the NRMA change the company name to Theives 'R Us..
hey - its cheaper than the $5k suncorp wanted, or the $4.2k just car's wanted.
its actually cheaper for me to insure a brand new xr8 than an old one (even though my car has 165kw, and the new ones have 220kw... ok... so my car has a lot more than that... but they dont know that!!)
hopefully things will be a lot cheaper after I turn 25.
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FPV - Tickford Club of NSW
http://www.fpvclub.com
Try "Torque Underwriting" - a part of Lumley General Insurance. You'll have to go through a broker to deal with them. They only deal with prestige and modified vehicles.
The theives at NRMA wanted $1600+ to insure our Probe earlier in the year (they were the most expensive) eventuall went with ANZ Direct (Sun Alliance??) @ $950; how the hell can the NRMA justify that difference!!
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