Insurance advise needed.
Well, I've flicked through the yellow pages and called about 20 places. I got laughed at, hung-up on, one lady even told me her screen said "Not old enough for vehicle".
But that's what's expected trying to get insurance for a V8 when you're 18, I suppose.
Only 2 companies would insure me "full comprehensive".
Just Cars, with a Rating 6, $2300 PA, with an "At fault" excess of $1250, unlimited modifications, $2m Third Party coverage, and $3000 for the car.
Allianz, Rating 5, $3200 PA, "At fault" excess of $1000, limited mods, $500k Third Party coverage, and $3000 for the car.
So considering I only paid $3500 for the car, I'd basically be paying for the car again, every year, until I'm 25 (assuming I keep the car that long, which I'm not).
So my question is, is it really worth getting "full comprehensive" for a car worth $3000, or should I just get $500,000 worth of Third Party insurance for about $500 PA?
And if I used this sort of coverage, would there be any circumstances where I would be held responsible for the costs for other parties, other then myself?
I don't want to get shafted through a loophole.
I did search for topics related to insurance, which is where I got the list of companies to try, but couldn't find anything regarding this.