Insurance Funnies - Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars
Ford Forum Ford Forum

» Auto Insurance
» Featured Product
» Wheel & Tire Center

Go Back   Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars > Fordforums Community > The Pub
Register Home Forum Active Topics Photo Gallery Auto Loans Garage Mark Forums Read Auto Escrow

The Pub For General Discussion

FordForums.com is the premier Ford Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Display Modes
Old 08-03-2003, 22:54   #1 (permalink)
Pursuit Reincarnation Dog
 
Aussie Pete's Avatar
 
Join Date: Apr 2001
Location: Melbourne VIC
Posts: 7,777
Insurance Funnies

A joke that some people here could relate to:

32yo male no claims for over 10 years, clean licence for >8yrs etc.

Call GIO to get a quote on insurance for my EB2 Fairmont Ghia Wagon. The only mod I've really done is put extractors on for towing although the rest of the exhaust is standard.

Well, that's a bit of a hot rod I guess so they say they won't touch it.

It's got all new suspension bushes, steer rack, engine, shocks, brakes (including new rotors), Yokohama A539 tyres etc etc. So, if I drove a stock ex-taxi they'd insure me but with extractors no way.

Makes me laugh - which is what I did loudly down the phone!
__________________
BA'1.5' Pursuit 290
Lightning Strike / Reflective Orange Stripes

'General' Dog - AP's German Shepherd and Best Mate - 02Dec1998-15Dec2003.
'Pepper' Dog - General's and My Little German Shepherd Sweetie - 1996?-02Apr2006.

'Sako' Dog - My Beautiful and Pretty German Shepherd - 2001?-23Aug2006.
Aussie Pete is offline   Reply With Quote
Sponsored Links
Advertisement
 
Old 08-03-2003, 22:58   #2 (permalink)
Pursuit Reincarnation Dog
 
Aussie Pete's Avatar
 
Join Date: Apr 2001
Location: Melbourne VIC
Posts: 7,777
Re: Insurance Funnies

And another one.

My plans for a blown 290 Pursuit are well and truly gone. Can't get insurance anywhere for less than $5k p.a. Despite my driving record and claims history.
__________________
BA'1.5' Pursuit 290
Lightning Strike / Reflective Orange Stripes

'General' Dog - AP's German Shepherd and Best Mate - 02Dec1998-15Dec2003.
'Pepper' Dog - General's and My Little German Shepherd Sweetie - 1996?-02Apr2006.

'Sako' Dog - My Beautiful and Pretty German Shepherd - 2001?-23Aug2006.
Aussie Pete is offline   Reply With Quote
Old 08-03-2003, 23:29   #3 (permalink)
BOFH
 
Casper's Avatar
 
Join Date: May 2003
Location: Giving the finger to speedcams
Age: 43
Posts: 7,777
Re: Insurance Funnies

Quote:
Originally Posted by Aussie Pete
A joke that some people here could relate to:

32yo male no claims for over 10 years, clean licence for >8yrs etc.

Call GIO to get a quote on insurance for my EB2 Fairmont Ghia Wagon. The only mod I've really done is put extractors on for towing although the rest of the exhaust is standard.

Well, that's a bit of a hot rod I guess so they say they won't touch it.

It's got all new suspension bushes, steer rack, engine, shocks, brakes (including new rotors), Yokohama A539 tyres etc etc. So, if I drove a stock ex-taxi they'd insure me but with extractors no way.

Makes me laugh - which is what I did loudly down the phone!
It's insane isnt it!
I too am 32, Rating 1, never made a claim. Had to change off NRMA when I moved to Vic so I start calling around the usual suspects (except AAMI - not in a million years!).

Insure your dead stock standard XR6 sir, yes, no problems! All were similar in price, all were happy to insure it!

Insure your EF wagon, sure, no problems...umm you say aftermarket mag wheels? Well, are they standard sizs? Yes, ok, so long as you pay extra. A 7 seat conversion you say? Is it approved? Yes?...ummm, not really sure about if we can do this now? This is a modified car you realise? Let me call you back.


So a high performance XR6 VCT is no problem but the old family wagon is a huge risk because it has aftermarket wheels and an extra 2 seats (professionally installed and certified) in the back for the kids?

Insurance are retards!!

Cheers,
__________________

Casper is offline   Reply With Quote
Old 08-03-2003, 23:51   #4 (permalink)
Registered User
 
EFFalcon's Avatar
 
Join Date: Oct 2002
Location: Mornington Peninsula
Age: 30
Posts: 7,517
Re: Insurance Funnies

its like them saying better brakes are a bad thing????
__________________
1995 EF II Falcon GLi: Heritage Green, 4spd Auto, AUII 17" Rims, Custom BA Front Bar, Lowered, Gas Research LPG, Clear Indicators, JVC MP3 Headunit, Phoenix Gold 6.5" Splits, Coustic 481QE Amp, Clarion 12" sub, Leather Seats, Power Window Conversion, 3.45 LSD, Pacemaker Comp Extractors, 2.5" Exhaust, Mandrel Bent Intake, High Flow Filter, Wade 1004 110 cam.

In Progress: BA XR Side Skirts, BA XR Rear bar, BA Shifter Handle.


Want your EF on effalcon.com? Drop me a PM!
E-Series Club Stickers Here!

E-Series Moderator/Membership Officer/Webmaster/Cruise Official
EFFalcon is offline   Reply With Quote
Old 08-03-2003, 23:54   #5 (permalink)
i pity tha fool
 
Join Date: Jul 2002
Location: Gosnells, Perth
Age: 32
Posts: 1,040
Re: Insurance Funnies

VN V6 calais and my EBV8.. similar performance(as much as i hate that) in a straight line, and mine would be more competant in other areas..

i pay twice the insurance as my mate.(same age/rating)
__________________
-Jamie's Gallery-

Previous ride: EBII V8 Manual Ghia spring roll.
Current ride: 1970 ZC 351 Fairlane Custom.. (estimated 350ftlb @ 2000rpm.. max torque 420ftlb at 4500rpm.. with standard exhaust manifold!)
jmartion is offline   Reply With Quote
Old 08-04-2003, 00:26   #6 (permalink)
400 kg ego
 
Troutman's Avatar
 
Join Date: Apr 2002
Location: Melbourne
Posts: 6,188
Re: Insurance Funnies

My most amusing insurance experience came when I informed the the company I had an immobiliser fitted, thinking this would make it cheaper. But no, an immobiliser counts as a modification!
__________________
Jack Travis, E-Series Acting President

1989 Ford Fairmont Ghia turbo/GL replica (underway)
1994 Eunos 800M
1990 Ford Laser S
Troutman is offline   Reply With Quote
Old 08-04-2003, 01:18   #7 (permalink)
Dual Exhaust Warrior™
 
XWJG34's Avatar
 
Join Date: Feb 2002
Location: Sydney
Age: 38
Posts: 1,172
Re: Insurance Funnies

Quote:
Originally Posted by Aussie Pete
My plans for a blown 290 Pursuit are well and truly gone. Can't get insurance anywhere for less than $5k p.a. Despite my driving record and claims history.
Mate your laughing!!! Atleast you CAN insure it. Everyone I rang for my car laughed at me and didn't even know what a XW was. Then I was told.. "sorry we don't insure vehicles over 20 years old". That was EVERYONE but NRMA

then.. NRMA didn't even bother to tell me about their vintage insurance (cheaper) so I took my business to Torque Underwriting. All the mods I wanted (legal ofcourse) and all I had to do was let them know what was done, no problems. Insured it for 3 times more value than what NRMA offered and cheap as chips.

I don't know what other insurance companies smoke especially on the issue of road handling and safety?? Isn't there somewhere that we can complain about insurance companies charging EXTRA FOR UPGRADING THE SAFETY ON OUR CARS? Doesn't seeem logical.. oh but that's right... we are talking about insurance
__________________
LSUG (Leaf Spring Users Group) Durability Tester and Restorer.
Delete striped BAGTs look like (*)(*)less models!!!!
XWJG34 is offline   Reply With Quote
Old 08-04-2003, 03:46   #8 (permalink)
a little bit sideways
 
rsgerry's Avatar
 
Join Date: Dec 2001
Location: in a ditch
Posts: 1,258
Quote:
But no, an immobiliser counts as a modification!


you have got to be joking!!!! in WA, you cannot transfer a car without an immobiliser fitted, so the insurers have no choice, but what you have described is absolute bloody madness. incredibly short-sited.
__________________
You wash your car like it was your firstborn child, you tend to its needs like it was your own body, you protect it like it's your family, then you drive it like you stole it.

Weapons of rice destruction

2002 Ford Falcon AU3 XR6
1985 Ford Sierra XR4i
1980 Ford Escort RS2000
rsgerry is offline   Reply With Quote
Old 08-04-2003, 03:56   #9 (permalink)
Birth, Drift, Death...
 
Rollin's Avatar
 
Join Date: Jun 2002
Location: Drifting Brisbane...
Age: 32
Posts: 3,039
Re: Insurance Funnies

NRMA have this stupid rule that you can only lower a car 1" from stock, but the centre of the headlights must still be at least X amount of mm from the ground when it is lowered.

me and dad measured it, when mine (EB XR6)/mums(EF)/his(AU XR6) cars still had stock ride height, none of our cars met the requirement, even when stock...WTF kind of rule is that?

so we lowered them all an inch :)
__________________
Slick, Quick and Fulliii SIK!!!
Proud TQE Operator

197.4hp at the wheels, 14.505@152.46km/h
Tuning in progress...
*CLICK TO SEE MY XR6*
I can get new Genuine Holden/Ford/Audi/Land Rover/Honda parts cheap, PM me!
Rollin is offline   Reply With Quote
Old 08-04-2003, 05:00   #10 (permalink)
BSR Twin System (tm)
 
smciner1's Avatar
 
Join Date: Aug 2001
Location: The TQE (tm) Plant.
Age: 40
Posts: 4,751
Insurance can be a funny game....

When I bought my EF XR6 (new) the cost for insurance for it was "The same as any other six cylinder Falcon" I was told, even with factory fitted 16" Wheels, Body Kit and a few other options.

A few years down the track, the cost (and category) of insuring an XR6 went up considerably, for the same car!

Go Figure.....

__________________
Falcon G.T. Club of Geelong Inc.
Deakin University Formula SAE Car PHANTOM ENGINEERING
LSUG (Leaf Spring Users Group) Twin System Engineer
Official BSR Website - www.bsrcorp.com
Poster of the 150,000th post!
BSR "DARTH HELMET (tm)"
Marcos Ambrose & SBR, 2003 & 2004 V8SUPERCAR Champions

****ADSLSUPERFASTP0RNPIPE (tm)****
smciner1 is offline   Reply With Quote
Sponsored Links
Advertisement
 
Reply

  Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars > Fordforums Community > The Pub



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
no insurance = no XR8 Sprint XA_JG66 The Pub 34 01-21-2005 01:09
QLD Insurance question Lightning The Pub 4 04-22-2003 05:09
XR6T vs XR8 Insurance Costs Luke Plaizier F6 Typhoon | XR6 Turbo 9 12-14-2002 01:36

Powered by vBadvanced CMPS v3.2.2

All times are GMT -7. The time now is 01:25.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.6.0
Garage Plus vBulletin Plugins by Drive Thru Online, Inc.