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Old 02-29-2004, 06:03   #1 (permalink)
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Insurance IS IMPORTANT

Hi everyone, I haven't exactly been a participating member of this forum for various reasons but I thought I would give everyone a general reminder on the importance of insurance.

Today my house was broken into and god knows what the value of the stolen equipment adds up to, including my Rolex watch collection which totalled around $40,000.

If you have anything of value, INSURE IT! Don't be a complete wanker like me and put getting insurance last on your to do list. You could end up in a situation like me, and trust me you feel pretty miserable...not to mention all your hard earned money is gone for good. I now have to defer my university degree because I have to find a job ASAP.

Thanks for your time.

Cheers,
Luke.

Last edited by RPO83; 02-29-2004 at 06:12.
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Old 02-29-2004, 06:18   #2 (permalink)
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Re: Insurance IS IMPORTANT

Quote:
Originally Posted by RPO83
Hi everyone, I haven't exactly been a participating member of this forum for various reasons but I thought I would give everyone a general reminder on the importance of insurance.

Today my house was broken into and god knows what the value of the stolen equipment adds up to, including my Rolex watch collection which totalled around $40,000.

If you have anything of value, INSURE IT! Don't be a complete wanker like me and put getting insurance last on your to do list. You could end up in a situation like me, and trust me you feel pretty miserable...not to mention all your hard earned money is gone for good. I now have to defer my university degree because I have to find a job ASAP.

Thanks for your time.


Cheers,
Luke.


sorry to hear of your loss Luke ,mmmm the other thing in life people need is to have right is a f...king good lawyer to kick ass for you when needed ,and someday somewhere you will need one.

(one with a accounting degree is better if you can find one)
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Old 02-29-2004, 11:35   #3 (permalink)
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Re: Insurance IS IMPORTANT

Spewing - Hope they catch the mongrels...

Did the cops investigate?
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Old 02-29-2004, 13:02   #4 (permalink)
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Re: Insurance IS IMPORTANT

Well, that sucks but it does show that insurance is critical. I for one can never understand people not haveing insurance. Sure it's expensive but so is replacing everything if your place burns down.
Sorry to hear about your loss, I hope the police at least catch them. I'd say your stuff will be long gone though
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Old 02-29-2004, 13:08   #5 (permalink)
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Re: Insurance IS IMPORTANT

Sorry to hear about that RPO83.

What I dont understand is that House & contents insurance is cheaper than car insurance.
Why didn't you have everything covered???

It really doesn't cost that much to get it all insured.

Well we all learn by our mistakes and sometimes other peoples.

Cheers

James
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Old 02-29-2004, 15:48   #6 (permalink)
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Re: Insurance IS IMPORTANT

sorry to hear RPO83. I'm sure you will add insurance costs to your annual budget from now on.
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Old 02-29-2004, 16:07   #7 (permalink)
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Re: Insurance IS IMPORTANT

RPO83, sorry to hear, I never bothered with insurance, but when I goy married my wife insisted, it is amazing how much valuable stuff you have when you sit down and work it out.

TIP: The thieves usually expect you have insurance, and come back a month later to knock off the new stuff as well, hope it doesnt happen as there is not much left ny the sound of it, I suggest insurance to cover what's left, in case this possible event occurs, and they take/smash anything that is left.

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Old 02-29-2004, 16:57   #8 (permalink)
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Re: Insurance IS IMPORTANT

Insurance not only covers you for theft, but obviously for fire as well. With no insurance, not only do you have to deal with the trauma of your house burning down and the loss of irreplacable personal items, but then the financial loss of all the material possessions.

A guy at my work didn't have insurance - he smoked a bit of dope and couldn't be stuffed doing much of anything for that matter. The girl he had recently hooked up with after she indicated her interest for him had just dumped her old boyfriend - who was a mate of his. So his mate wasn't too happy and wasn't about to let it go.

First, a brick was hurled through the window, then later, her car was keyed (only a VS Commodore, so no great loss :D). They suspected it was him, but couldn't prove it. The last act was he set the garage on fire - containing two (inexpensive) early Mazda RX7s, one on the road, the other needing work. Also his tools and his mate's dirtbike, apparently worth close to $4000 went as well. The garage was all metal and the fire messed up the electrics to the house, so they had no power for 3 days until they got the garage disconnected.

The ex was seen hanging around and he later admitted it when questioned, so the criminal charges will proceed, but a year later, they are still trying to get crimes compensation for $10000-$15000.

If he had insurance, he could have claimed through that and the insurance company would have chased this guy for the money, leaving them with no hassles there.

Another guy stuck the nose of his XE Falcon out too far at a U turn point and a van going the other way hit him. His insurance had lapsed and the chassis of his car was bent rendering it a write off, and he also had to pay about $8000 for the other guy's vehicle. Then he got busted trying to steal a Nintendo game cartridge from work (I work in a transport company), he was busted and was lucky to get away with just losing his job considering the company's policy on thefts. So he ended up with a big debt and no job
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Old 02-29-2004, 21:50   #9 (permalink)
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Re: Insurance IS IMPORTANT

really sorry to hear that RPO83. i wish you good luck in getting your stuff back. maybe the little shits that did this get testicluar cancer.
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Old 02-29-2004, 22:14   #10 (permalink)
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Re: Insurance IS IMPORTANT

Sorry to hear mate, hopefully theres a chance the Police will get your stuff back :(
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