I almost couldn't buy my car because of this problem. I was 21 and on my P's and they wouldn't insure an AU Fairmont which had Tickford factory additions, bodykit, wheels etc because they said it was modified. When I insisted that the car was like that from the factory, they would just say, the car is modified. This place called Just Car insurance said they would insure me, for $3000 a year up front, yeah right!!! The night before I was going to pick the car up I was frigging gonna cry but luckily the last place I called, RACV would do it for me. And believe me, I rang every bloody insuring joint in the Yellow Pages!!
It's so bullcrap if you ask me, you can ring the same places a few times, and get different people, and they'll give you different quotes.
"If this were a dictatorship, it would be a heck of a lot easier -- just so long as I'm the dictator." -- George W. Bush (December 18, 2000)