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Old 07-29-2004, 20:16   #1 (permalink)
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Insurance Nightmare - HELP!

I own a Series II TE50. When i purchased it one year ago, i insured it through Ford Insure for roughly $1000 full comprehensive.
The policy renewal is now $3105!!!!!!
Im rating one with no claims, no speeding fines, no nothing and the policy has tripled!!!!!

Several of the major companies dont cover TE's in general so im not finding too many alternatives. Can anybody recommend an insurer?
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Old 07-29-2004, 20:21   #2 (permalink)
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Re: Insurance Nightmare - HELP!

NRMA. They'll do me for $3500/year on an AUII TE50 (that's dad put down as owner and me just as driver).. and I'm 16. You could get back to $1k/year with them.
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Old 07-29-2004, 20:27   #3 (permalink)
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Re: Insurance Nightmare - HELP!

Perhaps try Allianz or QBE. I was with Suncorp (BA NA XR6) and first year was $880. 2nd year they went for me for a grand. Looked around, got $500 at Allianz. QBE are also good.
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Old 07-29-2004, 20:32   #4 (permalink)
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Re: Insurance Nightmare - HELP!

Try CGU aswell, weve got an AUII XR6 with them, Dad listed as main driver (50 y/o) and im listed aswell (19 y/o) around $500 Good luck
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Old 07-29-2004, 21:19   #5 (permalink)
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Re: Insurance Nightmare - HELP!

Thanks for all the advice. Quick update on how I went in case the info is helpfully to anybody else. It might save others sitting on hold all day like me. ha-ha.

Quick note - Some companies wouldn't insure drivers under 25. Im 28 but my wife is 24.

Allianz - wont insure TE50's
HBA - wont insure TE50's
QBE - wont insure TE50's
Just Car Insurance - $2136
RACV - $1668 including my wife, or $1480 for just me.
NRMA - $1530 including my wife, or $1206 for just me.
GIO - Wont insure under 25's. $1241 for just me.
CGU - $1112 including my wife. Or $1001 for just me.

So CGU it is.
Glad thats over.
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Old 07-29-2004, 21:34   #6 (permalink)
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Re: Insurance Nightmare - HELP!

Good to see you got it sorted... Ive had no problems with CGU, had a claim with them a bit over a month ago and all went well if a bit slowly.
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Old 07-29-2004, 21:35   #7 (permalink)
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Re: Insurance Nightmare - HELP!

I own a Series II TE50. When i purchased it one year ago, i insured it through Ford Insure for roughly $1000 full comprehensive.
The policy renewal is now $3105!!!!!!


Yes its called the honeymoon rate where insurers suck you in on a good deal and undercut their premiums to get you in before jacking them up again. NRMA doesn't do it although is pretty consistent with when it does hike up rates. Some of their competitors do.

I hear you on the pricey T series. I wanted to get a pursuit ute. Yay 3000+ premium for that sucker.

Try the specialist insurers - Shannons, Vigil, Dawes, Torque, Just Cars etc or an insurance broker.
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Old 07-30-2004, 04:45   #8 (permalink)
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Re: Insurance Nightmare - HELP!

Quote:
Originally Posted by XF460
Thanks for all the advice. Quick update on how I went in case the info is helpfully to anybody else. It might save others sitting on hold all day like me. ha-ha.

Quick note - Some companies wouldn't insure drivers under 25. Im 28 but my wife is 24.

Allianz - wont insure TE50's
HBA - wont insure TE50's
QBE - wont insure TE50's
Just Car Insurance - $2136
RACV - $1668 including my wife, or $1480 for just me.
NRMA - $1530 including my wife, or $1206 for just me.
GIO - Wont insure under 25's. $1241 for just me.
CGU - $1112 including my wife. Or $1001 for just me.

So CGU it is.
Glad thats over.
Make sure you check out the excess on these quotes.
The NRMA quote might be a few hundred more, but usually the excess with NRMA is lower than others.
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Old 07-30-2004, 07:28   #9 (permalink)
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Re: Insurance Nightmare - HELP!

Im looking at getting a BA XR8 ute soon. Im only 19 though, does anyone know where Id be able to get insurance? or be a nominated driver under my dads name?
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Old 07-30-2004, 15:33   #10 (permalink)
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Re: Insurance Nightmare - HELP!

Quote:
Originally Posted by XF460
I own a Series II TE50. When i purchased it one year ago, i insured it through Ford Insure for roughly $1000 full comprehensive.
The policy renewal is now $3105!!!!!!
Im rating one with no claims, no speeding fines, no nothing and the policy has tripled!!!!!

Several of the major companies dont cover TE's in general so im not finding too many alternatives. Can anybody recommend an insurer?
Have a look in the FPV Diss. section,there is a thread by me about Insurance, "Big thumbs up for Suncorp"
Cheers John http://fordforums.com/showthread.php?t=76104
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