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Re: just changed insurance
Im with HBF also, paying $980 a year for a 12k EF Fairmont with suspension, exhaust & rims and im turning 22 with only 30% NCB. They dont seem to care what you do to you car, as long as you give em a reason, they dont hike you with a stupid premium if you add 'sporty' stuff to the car...
They dont cover for asbestos and an act of God, or terrorism now though, they pulled those last time i re-newed
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