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Old 03-01-2001, 19:24   #1 (permalink)
ProbeBandit
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Ok, I suggested to the administrators earlier to have a forum where we can talk about accidents, tickets, and other problems that involve our cars and maybe legal matters that go with the territory. I know this is a sad subject and noone wants to hear about it or talk about it, but if we give these issues a little attention and if we think about them maybe we can avoid expensive tickets, losing our license, or God forbid our cars. I dont know if this forum will work or not, but thanx goes out to the administrators for giving it a chance at least.

Anyways, at the same time as this forum started, I just wrecked my yellow '93 Probe GT. Thats what gave me the idea to suggest this forum.

I just bought the car not so long ago, and since I already had a red 94 PGT I was planning on keeping both probes; one for daily driver and the other one for show (well the plan changed many times...). The yellow 93 had supra style spoiler, 17" primax rims, Focuz exhaust w/ 2.5" custom piping and catco high-flo cat, HotShot intake w/K&N filter, remote starter, moonroof, and a buncha MOMO stuff inside. I already had H&R lowering springs waiting to be installed and the car was going to get an FX Design combat body kit with a fresh paintjob in a couple of weeks. I was in the process of putting a lot of work into the car when one night a bus decided to go through a red light.

I was standing at an intersection waiting for the light to turn green and once it did I started to go. It was dark and I didnt see the city bus from the left and as I entered the intersection I saw something white in front of me, hit the brakes real quick and than all I saw was the airbag in my face for a second. I hit the front wheel of the bus head on and since the bus was speeding and couldnt stop till about a hallf a block later he took the entire front of my car. I was lucky to escape with a sore knee and slight back injuries (wasnt wearing my seatbelt), the witnesses on the street told me later they all thought I was dead in there. Thank God the airbag worked perfectly and I hit the brakes the last second, cuz the cops told me if it was only about 8 inches further towards me I woulda died for sure.

Anyways, it turned out the next day when I went to my insurance company (after picking up the accident report that had witnesses stating the bus went through red), I was told by my broker that my insurance was cancelled about two weeks prior to the accident. I dont wanna get into it cuz this post is waaay too long as it is, bottom line I got screwed by my insurance company, they never sent me a cancellation notice and canceled my policy when THEY owed ME $ for an overpayment. They dont reinstate once its cancelled I was told numerous times and looks like Im fighting a hopeless battle. Its ironic that I didnt cause any damage to the bus, and it wasnt my fault so my insurance co wasnt responsible for anything anyways. But now that I didnt have insurance on the car at the time of the accident, I dont have a case against the city, I wont be compensated for my car or the injuries. The lawyer said I had a very good case but the insurance co screwed me over.

I just had the car towed home today, its on my driveway now, Im trying to figure out what to do with it. 02/19/01 was a sad day to me... But reading this maybe you guys will try to be safer out there.
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Old 03-01-2001, 19:54   #2 (permalink)
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It's glad to see that your still alive though man. Nothing is more important than your life, no matter how much money you put into the car. It sure does suck though that the insurance company would do something like that. I mean come on, you could have died and they wanna play games and screw you over. That's whats wrong with America today. All of these fraud insurance claims drive up the costs and then when you need insurance the most you get screwed over anyway. Blah whatever. I hate stupid insurance companies
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Old 03-01-2001, 21:18   #3 (permalink)
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Tommy, I'm didn't realize the wreak was that serious. Glad you came out of it alive. Don't get me started about insurance companies. They're legalize thieves.
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My first car was a 67 Mustang Coupe, 2nd one was a 67 Cougar XR-7, 3rd one was a 66 Mustang Coupe. Why did I get rid of these cars for ? I know why, because I'm stupid, stupid, stupid.

My next Ford.....

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Old 03-01-2001, 21:24   #4 (permalink)
ProbeBandit
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Thumbs up

Quote:
Originally posted by Stacy94PGT
Tommy, I'm didn't realize the wreak was that serious. Glad you came out of it alive
No your not! :D Cuz now im here to bug ya.

Anyways, its all good, well its not, but like so many people told me a car you can replace. As long as im alive we dont have a serious problem... I was a little depressed about my car and the insurance thing but this board helped me get away from my problems when I didnt feel like going out and see other people. So well thanx guyz!
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Old 03-01-2001, 21:30   #5 (permalink)
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Anytime guy, sometimes it's better to talk to strangers about things rathter than to close friends.
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My first car was a 67 Mustang Coupe, 2nd one was a 67 Cougar XR-7, 3rd one was a 66 Mustang Coupe. Why did I get rid of these cars for ? I know why, because I'm stupid, stupid, stupid.

My next Ford.....
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