For all you guys that live from one pay to the next, thinking next year will be better!
Donut King and I have worked out this little senario just to cheer you up.
Starting from when you leave High school you spend the next 4 years living in poverty at uni.
After you leave Uni you then spend the next 5 years living in poverty paying off the Uni HECS bill.
Finally free of that, you buy a house! Sorry, next 10 years in poverty paying that off!
Great, now you own the house, time for a family.....20 years of poverty there paying for the kids to do to you what you did to your parents.
Finally the kids leave home....unfortunatly so does the wife, who takes EVERYTHING. So there goes the next 5 years in poverty getting back to where you were....just like Uni all over again.
congradulations, your now 63 years old and have a wonderful 2 years of being cashed up. Then you retire!
Sorry, the Govt super just doesnt cut it and you live the remainder of your days in Poverty!
Oh, what a wonderful life we all have to look forward too!