Problems with insurance paying out
Well there's another thread on insurance premiums etc. but I thought I would
start a topic on whether anyone has had problems trying to get insurance
companies to cough up the money when making a claim.
For instance I heard that AAMI will try absolutely everything so that they
don't have to pay out, but I would like to hear others opinions.
I had aproblem with RACV once to do with their "fine print". I had my XF
broken into with $1500 worth of stereo equipment stolen, a smashed window
and busted boot lock. It was third party fire & theft insurance, and RACV
didn't pay up since they didn't claasify it as "theft". They said that theft
constitutes when the vehicle had been moved from its original spot! Since my
car was only broken into, apparently this wasn't theft! Ok, so this actually is
in the fine print, but has anyone got any other stories where insurance
wouldn't pay up? AAMI is meant to be really bad.
PS. I had my car broken into twice near Crown Casino in Melb. DO NOT leave
your car parked on the street there, apparently the worst place in
Melbourne for break ins.
Wheels: 17" Series 1 XR
Exhaust: VCT with no resonators & 3" mandrel from mufflers back, dump pipe
Pacemaker headers (Waste of money).
Air Intake: T-Series, K&N Filter.
Brakes: Calipers painted red, DBA slotted rotors & Lucas pads.
Fuel: Dual Fuel.
Dyno: 143 rwKw (Dynodynamics - shootout mode).
Heathcote: 15.87 @ 89.1 Mph.