Re: saving money short term
put it in your super depending on how its performing you will get the benifit of having a amount already in there earning money so the more you put in the more interest it will make as a whole
you get tax free deductions so instead of putting away $100 after tax you might be able to afford $120 before tax, but you have to pay tax on the amount you remove from your super
i reccomend seeing a acountant for the best advise take in pay slips, bills, perhaps equity on your house, increased by making extra repayments the withdrawing the equity component when it comes time to buy the car.
Minge would be the best person to awnser this question so perhaps a PM to him
I used to have an open mind but my brains kept falling out