Guys what about
Theman, I saw citibank a few weeks ago but was turned off by the fineprint:
*Interest rate effective 20/08/2003 and subject to change at any time. Current interest rates are available at www.citibank.com.au
Citibank is permitted by the terms and conditions to introduce account-keeping and other fees. Fees for general banking services apply, for example, when requesting a bank cheque. A full copy of the Schedule of Fees and Charges is available on request
... My 2c ING is strictly no fees, and although their interest rate is also variable it is pretty steady for a long time.