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Old 12-26-2003, 16:40   #1 (permalink)
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Question Should i continue to pay

Im bored and at work so i thought i would ask

For the last week my fordcredit site has told me i owe $0 on my car even though the scheduled contract end date isnt until 2007.

Should i dontinue to pay it each fortnight or jsut go on what the website says and forget about paying the car off, and go trade on a nre XR8 ?

Cheers

Chris
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Old 12-26-2003, 17:01   #2 (permalink)
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Re: Should i continue to pay

I would be contacting them and getting it sorted out straight away. Regardless of what the web site says if you owe them money they have a right to it. Last thing you want is for them to come after you for not paying and then have to catch up payments or lose your car and credit rating.
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Old 12-26-2003, 17:48   #3 (permalink)
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Re: Should i continue to pay

Quote:
Originally Posted by fordel
Im bored and at work so i thought i would ask

For the last week my fordcredit site has told me i owe $0 on my car even though the scheduled contract end date isnt until 2007.

Should i dontinue to pay it each fortnight or jsut go on what the website says and forget about paying the car off, and go trade on a nre XR8 ?
Doesn't yours automatically get deducted? When I paid out my Ford Credit debts (2 of them) they sent me a letter in the mail suggesting so. If their website says $0, then I wouldn't be jumping for joy. (I'm sure there's a clause that says that the website may not be accurate)
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Old 12-26-2003, 19:20   #4 (permalink)
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Re: Should i continue to pay

Nah mine doesnt automatically come out, didnt set it up like that as i was changing banks at the time so didnt think it was a good idea

Yeah i figured there would have to be a clause about the website not being accurate somewhere, but i figure that it comes from a database of theirs somewhere

Oh well will have to give them a call next week and sort it out.

Cheers

Chris
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Old 12-27-2003, 06:38   #5 (permalink)
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Re: Should i continue to pay

If you stop paying, you can expect a few phone calls and some letters from them and a debt collection agency! Hehe.

Before anyone asks, it hasn't happened to me. I just work in the latter business.
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Old 12-27-2003, 07:20   #6 (permalink)
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Re: Should i continue to pay

If you know that you owe money then keep paying it. Certainly not worth stuffing up your credit rating just to see what happens.
Would be cool if they confirmed you owed $0.. computer glitches do happen, rarely in our favour though.
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Old 12-27-2003, 14:53   #7 (permalink)
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Re: Should i continue to pay

Yeah i will continue to pay i think, going to ring them tomorrow before/after work sometime and see if i can get them to confirm that is states $0 in writing

Other then that double payments until may when i plan to sell and trade in on something new and hopefully orange
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Old 12-28-2003, 01:50   #8 (permalink)
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Re: Should i continue to pay

Seems your eyeing off a blood orange XR... Look forward to seein it on the streets of Adelaide as i haven't seen one yet.
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Old 12-28-2003, 04:04   #9 (permalink)
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Re: Should i continue to pay

Sure am, though it wont be for at least 6 months yet, have to pay more off this car and save a bit for it... saw one tonite and boy did i drool :)
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Old 12-28-2003, 04:14   #10 (permalink)
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Re: Should i continue to pay

Quote:
Originally Posted by JADED6
Seems your eyeing off a blood orange XR...
wont be blood orange in 6 months time.....
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