Unique / modified car insurance??? - Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars
Ford Forum Ford Forum

» Auto Insurance
» Featured Product
┬╗ Wheel & Tire Center

Go Back   Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars > Fordforums Community > The Pub
Register Home Forum Active Topics Photo Gallery Auto Loans Garage Mark Forums Read Auto Escrow

The Pub For General Discussion

FordForums.com is the premier Ford Forum on the internet. Registered Users do not see the above ads.
Reply
 
LinkBack Thread Tools Display Modes
Old 06-21-2002, 21:24   #1 (permalink)
MadMax
Guest
 
Posts: n/a
Unique / modified car insurance???

Who's the best? Ive heard shannons are good, but expensive (but probably much lower than NRMA / AAMI anyway)

Are there any other competitive companies who insure modded cars? (ie V8 conversions, Hot rods, etc.)

Thanks.
  Reply With Quote
Sponsored Links
Advertisement
 
Old 06-21-2002, 21:53   #2 (permalink)
Australian AU 1 Futura Member
 
Join Date: Jun 2001
Location: Blue Oval Heartland...
Posts: 77
Here's one you should try - "VIGIL" on 1300 134 054 - found them to be pretty easy to get along with although haven't had to claim (been with them 8 years on a 62 model) insured as a classic. They have allowed us some lee-way with twin carbies and lowering blocks on the policy. As per most they give different rates for club members / every day driving vs. occasional driving / modified car insurance / laid up insurance (for when your car is being restored - off the road for a long period of time - saves a heap of money!!!) I would be interested to hear if anybody else has had experiences good or bad with VIGIL / Shannons etc. We were originally with RACV but moved quickly when we discovered they were only going to give us $1000 for a vehicle of our year / make in fair condition, $2000 in good cond and $3000 in imaculately restored and garaged cond!!!! What a load of crap - RACV hang your heads in shame!!! Not only were we able to insure it for a more realistic amount but saved $100 per year by going that way.
Duggy is offline   Reply With Quote
Old 06-21-2002, 21:56   #3 (permalink)
goooone
 
Mr Jucy's Avatar
 
Join Date: Sep 2001
Location: beyond caring
Age: 36
Posts: 2,708
I'm with Vigil & so are a few of my friends & have found them excellent
Mr Jucy is offline   Reply With Quote
Old 06-21-2002, 23:00   #4 (permalink)
must stay under 0.25 ppd.
 
Join Date: Dec 2001
Location: Adelaide SA
Posts: 228
I pay about 480 per year full comp agreed value (12k) for my XD ute. I am 34.
This is through Shannons in SA.
__________________
Well done SA pollies (for once). Hoon laws are long overdue to protect car enthusiasts against idiot drivers.
tonyk is offline   Reply With Quote
Old 06-22-2002, 01:59   #5 (permalink)
I want a turtle!
 
XR8chic's Avatar
 
Join Date: Jul 2001
Location: Sydney, NSW
Posts: 2,635
I am with Shannons. So far they have been great.
Paying $1480 a year full comprehensive for my baby. (25yo 65%NCB, agreed value of $26k)

NRMA was $3800, with no mods listed, and they said my car was worth about $14k.

Everytime I mod the car, I ring shannons and let them know, and they add it to the list. They have been pretty cool about everything so far.
__________________
FPV - Tickford Club of NSW
http://www.fpvclub.com
XR8chic is offline   Reply With Quote
Old 06-22-2002, 02:16   #6 (permalink)
Officially Bored with 347
 
svo347's Avatar
 
Join Date: Jul 2001
Location: Perth West Oz
Age: 41
Posts: 3,585
Torque Underwriting does it for me... Modified car etc $900 p/y @ $25000 agreed value.......
__________________
FORD.... "POWER TO THE PEOPLE"...

Member of the "TKTDSGM " Group..
svo347 is offline   Reply With Quote
Old 06-22-2002, 03:02   #7 (permalink)
Boat Hunting ;)
 
younggun's Avatar
 
Join Date: Jan 2002
Location: adelaide
Age: 28
Posts: 1,633
while we are on insurance, for a young guy is it worth telling the insurance company about things like a kit, exhaust, wheels etc... or will it just jack up my insurance too much to be worth the my while?
__________________
AU2 S-pack Owner: Silhouette Black, XR6 Wheels, Tickford Sunroof, C2R rear bar, Checker Plate Floor Mats, Chrome Door Sills, Blue Backlite Dash, Blue Painted Brake Callipers, Advanced Extractors, Magnaflow High Flow Cat, 2.5" Stainless Steel Mandrel Bent Custom Exhaust, Genie Muffler. Sony Explode 50w x 4 deck, Kenwood 140w speakers (front and rear), Boss 1200 watt Amplifier, 12" Orion Sub in custom box. More To Come!!
younggun is offline   Reply With Quote
Old 06-22-2002, 18:20   #8 (permalink)
CEO - The BSR Group
 
Mr Sparkle's Avatar
 
Join Date: Feb 2001
Location: The sound of 1 cylinder bank´┐
Posts: 4,400
Quote:
Originally posted by younggun
while we are on insurance, for a young guy is it worth telling the insurance company about things like a kit, exhaust, wheels etc... or will it just jack up my insurance too much to be worth the my while?
Well, put it this way - if you have a prang and they find stuff you HAVEN'T told them about, you will get approximately $0 for any claims. You have to tell them EVERYTHING you are running on your car, or it's a total waste of time insuring.

They play rough, so unfortunately you have to play by their rules.
__________________
Now powered by PCOTY WINNING SR20DET - 32% engine weight, 37% capacity, 50% cylinder count
Clicky clicky here for previous ride! I still miss her!
Mr Sparkle is offline   Reply With Quote
Old 06-23-2002, 02:12   #9 (permalink)
Registered User
 
Join Date: Jun 2002
Location: Perth
Age: 38
Posts: 14
I also use Shannons and find them great. I use them for my '65 Cortina which is really a road reged full race car which I raced in Historics for a few years. Mine has a 4,000km per year limit, which suits me for the once a week I drive it.
xlsute is offline   Reply With Quote
Old 06-23-2002, 02:58   #10 (permalink)
Boat Hunting ;)
 
younggun's Avatar
 
Join Date: Jan 2002
Location: adelaide
Age: 28
Posts: 1,633
Quote:
Originally posted by Mr Sparkle


Well, put it this way - if you have a prang and they find stuff you HAVEN'T told them about, you will get approximately $0 for any claims. You have to tell them EVERYTHING you are running on your car, or it's a total waste of time insuring.

They play rough, so unfortunately you have to play by their rules.
if in theory i added a kit, and didnt tell them and had an accident, wouldnt they just insure me for the standard car??
__________________
AU2 S-pack Owner: Silhouette Black, XR6 Wheels, Tickford Sunroof, C2R rear bar, Checker Plate Floor Mats, Chrome Door Sills, Blue Backlite Dash, Blue Painted Brake Callipers, Advanced Extractors, Magnaflow High Flow Cat, 2.5" Stainless Steel Mandrel Bent Custom Exhaust, Genie Muffler. Sony Explode 50w x 4 deck, Kenwood 140w speakers (front and rear), Boss 1200 watt Amplifier, 12" Orion Sub in custom box. More To Come!!
younggun is offline   Reply With Quote
Sponsored Links
Advertisement
 
Reply

  Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars > Fordforums Community > The Pub



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
no insurance = no XR8 Sprint XA_JG66 The Pub 34 01-21-2005 01:09
Ford And Harley-davidson Introduce New Super Duty RPO83 Ford F-100 | Ford F-150 | Ford F-250 | Ford F-350 | Ford Super Duty | Ford Diesel 1 06-14-2003 10:15
QLD Insurance question Lightning The Pub 4 04-22-2003 05:09
Insurance - Modified Cars !! laminge The Pub 19 07-01-2001 05:58

Powered by vBadvanced CMPS v3.2.2

All times are GMT -7. The time now is 20:15.



Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Content Relevant URLs by vBSEO 3.6.0
Garage Plus vBulletin Plugins by Drive Thru Online, Inc.