Once, while replacing my tailgate with an aftermarket shell, I had the tailgate torsion bar slip out of the retaining bracket(inside of the tailgate, where my hand happened to be) and smash the tips of my middle two fingers.
To make matters worse, I had a neighbor helping me, and he had placed one of the washers for the bolts which hold on the back window on upside down. The window shattered when the nut was tightened down.
So, smashed fingers and another $235 for replacing the window.
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