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post #1 of 5 (permalink) Old 01-10-04, 03:02 PM Thread Starter
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Question Mods & Insurance


I am yet to mod my BA GT, having waited to see how things developed over the first year. I am now keen to go and see the master at Herrods for induction, quad pipes etc.

My question is how do you guys go with your insurance companies regarding disclosure of your mods? I am with AAMI. Once the first mod goes on, do you need specialist insurance, and what is the cost involved.

Just a thought as I do not want to find out the hard way by having a claim rejected.

Also, anyone had any issues yet with warranty claims and mods?

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post #2 of 5 (permalink) Old 01-10-04, 03:13 PM
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Re: Mods & Insurance

I have my GT insured through FORD INSURE with their underwriter being Swann insurance,i gave all my details all the extra's plus i mentioned the Herrods mods them being the Ford enhancement specialist and listed the exhauts,suspension etc ,no problems at all.
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post #3 of 5 (permalink) Old 01-10-04, 03:53 PM
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Re: Mods & Insurance

I insure with justcar insurance, they allow unlimited modification, you just have to tell them
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post #4 of 5 (permalink) Old 01-10-04, 04:13 PM
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Re: Mods & Insurance

just check with AAMI, i dont no if you can do any mods. my g/f's brother couldnt insure his car cuz it had extractors and and exhaust!!!

i am with RACQ, and i u get 30 points for mods, and each mod is 5 points. so , exhaust, extractors, suspension, brakes, stereo and that would b 25 points...


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post #5 of 5 (permalink) Old 01-10-04, 09:43 PM
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Re: Mods & Insurance

The annoying thing is that the extras you get from the factory are classified as mods.I optioned the GT with the GT/P steering wheel and that was classified as a modification on my policy.
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