Before I would make the purchase of any late model Cobra, I would check the cost of Insurance. I'm 56 and when I bought my 95 Cobra 6 yrs. ago, I had no tickets and no accidents. My Ins. Co., Mutual of Enumclaw, Which wrote my home owners, all my cars, my business and my business vehicle ins, of which they were covering over 12 vehicle and had insured me for over 15 years, would not cover the Cobra. The Mustang is one vehicle that they refuse to cover. Was I mad.
My Son Dave was 22 when he bought his first Mustang. It was a 93 LX with a 5.0. His car payments were $185 per mo. Ins. payment $265 per month and he has never had a ticket or accident.
Personally I can't see anyone with no driving experience driving or owning a Car with the power of most Mustang's especially the Cobra.
Your Question about winter driving.
The Cobra is not a foul weather car and does not handle well in any type of snow or ice. If you want to add a traction type tire, you'll have to add them to all 4 corners. If you could put 15" rims on the car and go with a narrow tire, the car would handle well. But with the 13" Rotors up front the only wheel you have to choose from is the 17" Rim. With a 17" rim, you will have a min. tire width of 8". Just not good for foul weather driving.
I Have Michelin 3XPT Pilots at $350 ea. and just no traction. I just park it in the garage during the winter.
If you're Hell bent to buy a late model Mustang, I suggest that you consider the LX version with a 6 cyl. Still good get up and go, but the Styling is the same. And let's face it. The Girls won't know the difference any way. They only see what's on the outside.