Well, i am 18 now and have been on my step dads insurance since 17. i had a 1.8 16v ford escort which cost me 700 fully comp a year on his insurance, with no no claims. now i have a mk6 2003 ford fiesta 1.6 zetec-s which i bought for 8000, and still only costs me 800 per year on his insurance, on my own its 1500, thats with pass pluss advanced driving which costs 150 quid, without that my insurance would be about 2000 per year if i was on my own policy. i believe saxos are around the same group as mine so u will probably be looking at around 1000 on your parents insurance, dependant on cirsumstances. if u want any more info email me at
mazz2kcool@hotmail.com.