You can try to adjust the clutch cable but I dont think you'll have any luck.
My mate has a 93 camry, same thing happened. Split clutch fork.
I think the same thing may have happened to you. The clutch fork has split, and instead of pushing the clutch plates apart when the clutch is depressed, it is just bending around.
Have to remove gearbox from engine, remove clutch, install new or second hand fork, Replace thrust bearing (for good measure) and all should be ok.
Removing the gearbox and examining the clutch will tell all anyway.