98 Au Xr6 Lowering - Ford Forums - Mustang Forum, Ford Trucks, Ford Focus and Ford Cars

kooky · 02-03-2003, 17:54

Afternoon all,
could anyone out there tell me how much lower the xr's are over the standard ford forte? I have just consulted my insurer and they have advised me that i cant lower my car more than 30mm over the standard model (98 XR6 AU I). If i am already lower than that does that mean i am already in breach of my policy? I have already considered other insurance options but i would rather not have to change. i want to go about another 40mm lower. Do you think that i would be in a position to negotiate this with them? Any advice is welcome.

JC-XR8 · 02-03-2003, 18:41

Do they mean you can't go lower than the standard model forte, or the standard model XR6? If it's lower than the standard XR6, you should be able to put King Superlows in, which drops the height (in my car anyway) by 23mm front and 21mm rear.

If they mean less than standard Forte - which model? The AU1 Forte update ended up being as low as the AU1 XR6 (pre-update), so the XR was then dropped another 10 or 15mm. The Insurance company really should be giving you a height from the ground to the guard or the headlight, or something to work with, or it's just all too hard.

I know NRMAs requirement is that the centre of the headlight must be no lower than approximately 600mm from the ground. I had an EB that was 575mm and they wouldn't allow it, but would have allowed it at 585mm - hence the approxiamtely 600mm!

Hope this helps.

kooky · 02-03-2003, 19:17

Thanks for the advice JCV8, no lower than the base model falcon (forte). He even said it would not affect my premium because it was a 'low risk' modification but then went on to outline the guidelines they impose. I asked if he could give me a dimension from wheel centre to guard and he said "ask the guy who is lowering the car he should know"! No disrespect to anyone in the car suspension industry but I dont want to go by hearsay if it will void my insurance policy. I think I will try again given your experience with NRMA and maybe speak to a supervisor and try to negotiate a solution (hopefully in my favour). I would really prefer not to have to change companies.