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Originally Posted by Shock Modifier
SGIO are pricks,they cant be bothered with people who look after their cars. Most other insurers are fine privided your car is leagaly roadworthy.Speak to your local RTA etc. In Perth i just lowered an AU with kings superlows,looks mint,and dropped it 35mm from standard with 17in wheels.The regs over here require the vehicle to be no lower than 500mm from the lowest point of the headlights and 100mm ground clearance from the lowest point,mind you,with the capacity of passengers possible in the car aswell.So you need to find 5 skinny mates/girlfriends when you go cruizin...lol 
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Well SA says you must retain at least one third of what the manufacter specifies. Im not really sure what that means, I believe its talking about the gap between the gaurd and the tyre, which cant be lowerd more than one third of stock height. SGIC are pathitic because they say 30mm lower on any car is fine, which is bullshit since xr6 is same car as falcon,fairmont ect but just comes with lowered springs to start. Why does lowering a car have to be such a bitch, just want to lower it & have insurance!!!
When lowering a vehicle body, either front or rear, the limiting factor is the clearance between the rubber bump
stop and the corresponding metal stop. This dimension must not be reduced by more than one third of that
specified by the manufacturer.
Transport SA has a list of acceptable suspension and eyebrow heights (the measurement from the centre of the
wheel vertically upward to the edge of the mudguard) for most passenger vehicles and can be contacted to
verify if the ride height of a vehicle is within acceptable limits.
Thats it all states.