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Old 08-09-2005, 11:01   #1 (permalink)
Larry
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Insurance Jonahs

So much for all those insurance Jonahs who have been saying that if you so
much as put a cigarette lighter in you invalidate your insurance.

My insurance comes up this month so I though I might as well tell them that
I have taken the seats out the back and converted the thing to a camper.

No worries, makes no difference. It has gone up slightly to 134, but thats
still fully comp, unlimited mileage and I can leave it where I like
overnight (within reason, I guess they would not approve if I left it in
tidal waters overnight)


--
Larry
Series 3 rust and holes


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Old 08-09-2005, 12:01   #2 (permalink)
Badger
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Re: Insurance Jonahs


"Larry" <NDA@larry-arnold.cwm> wrote in message
news:ddap72$377$1@newsg1.svr.pol.co.uk...
> So much for all those insurance Jonahs who have been saying that if you so
> much as put a cigarette lighter in you invalidate your insurance.
>
> My insurance comes up this month so I though I might as well tell them
> that
> I have taken the seats out the back and converted the thing to a camper.
>
> No worries, makes no difference. It has gone up slightly to 134, but
> thats
> still fully comp, unlimited mileage and I can leave it where I like
> overnight (within reason, I guess they would not approve if I left it in
> tidal waters overnight)
>
>
> --
> Larry
> Series 3 rust and holes


Ok, so enlighten us as to whom this really good insurance company is then
please, so that all can benefit.
Badger.


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Old 08-09-2005, 13:01   #3 (permalink)
GbH
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Posts: n/a
Re: Insurance Jonahs

In news:ddap72$377$1@newsg1.svr.pol.co.uk,
Larry <NDA@larry-arnold.cwm> blithered:
> So much for all those insurance Jonahs who have been saying that if
> you so much as put a cigarette lighter in you invalidate your
> insurance.
>
> My insurance comes up this month so I though I might as well tell
> them that I have taken the seats out the back and converted the thing
> to a camper.
>
> No worries, makes no difference. It has gone up slightly to 134, but
> thats still fully comp, unlimited mileage and I can leave it where I
> like overnight (within reason, I guess they would not approve if I
> left it in tidal waters overnight)


For the record, who's that with?

--
"He who says it cannot be done should not interrupt her doing it."

If at first you don't succeed,
maybe skydiving's not for you!


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Old 08-09-2005, 13:01   #4 (permalink)
Larry
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Re: Insurance Jonahs

Have I not already said ? Footman James are the brokers, and NIG the
insurers,


--
Larry
Series 3 rust and holes




"Badger" <brianhatton@btinternet.com> wrote in message
news:ddatdf$f2p$1@nwrdmz01.dmz.ncs.ea.ibs-infra.bt.com...
>
> "Larry" <NDA@larry-arnold.cwm> wrote in message
> news:ddap72$377$1@newsg1.svr.pol.co.uk...
>
> Ok, so enlighten us as to whom this really good insurance company is then
> please, so that all can benefit.
> Badger.
>
>



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Old 08-09-2005, 13:01   #5 (permalink)
Larry
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Re: Insurance Jonahs

It sometimes pays not to drive the latest model :)

--
Larry
Series 3 rust and holes

"GbH" <Geoff_Hannington@IEE.ORGasm> wrote in message
news:42f8fc82$0$1222$ed2619ec@ptn-nntp-reader01.plus.net...
> In news:ddap72$377$1@newsg1.svr.pol.co.uk,
> Larry <NDA@larry-arnold.cwm> blithered:


> For the record, who's that with?
>
> --
> "He who says it cannot be done should not interrupt her doing it."
>
> If at first you don't succeed,
> maybe skydiving's not for you!
>
>



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Old 08-09-2005, 15:01   #6 (permalink)
Tim Hobbs
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Re: Insurance Jonahs

On Tue, 9 Aug 2005 18:31:25 +0100, "Larry" <NDA@larry-arnold.cwm>
wrote:

>So much for all those insurance Jonahs who have been saying that if you so
>much as put a cigarette lighter in you invalidate your insurance.
>
>My insurance comes up this month so I though I might as well tell them that
>I have taken the seats out the back and converted the thing to a camper.
>
>No worries, makes no difference. It has gone up slightly to 134, but thats
>still fully comp, unlimited mileage and I can leave it where I like
>overnight (within reason, I guess they would not approve if I left it in
>tidal waters overnight)


whether it affects the premium is not really the issue. The fact you
have declared the change means that they can't use it against you in
the event of a claim.

BTW, does anyone know what the rules are for losing no claims bonus?
The Volvo is in for a new rear wing and door (the dent was a wedding
present from Mandy). Will I lose all my (full) NCB, or just part of
it?

Mandy's Dad laughed when she said she'd crashed my car. He stopped
smiling when he heard who's car she'd run into....


--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'77 101FC Ambulance aka "Burrt"
'03 Volvo V70
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Old 08-09-2005, 16:01   #7 (permalink)
Tim Hobbs
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Re: Insurance Jonahs

On Tue, 09 Aug 2005 23:10:13 +0100, Mother <"@ {m} @"@101fc.net>
wrote:

>On Tue, 09 Aug 2005 21:53:52 +0100, Tim Hobbs <tim@spam.com> wrote:
>
>>whether it affects the premium is not really the issue. The fact you
>>have declared the change means that they can't use it against you in
>>the event of a claim.

>
>Do you really believe that?


Yes. They can't say "you didn't disclose..." (assuming you have the
mods in writing). They will, of course, find something else...

>
>>BTW, does anyone know what the rules are for losing no claims bonus?

>
>There aren't any.


Oh good...

>
>Insurance companies are, without exception, scum.


Yes.


--

Tim Hobbs

'58 Series 2 88" aka "Stig"
'77 101FC Ambulance aka "Burrt"
'03 Volvo V70
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Old 08-10-2005, 04:01   #8 (permalink)
GbH
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Re: Insurance Jonahs

In news:v2aif1h170i39uvafliau3h1v20v6k3ra1@4ax.com,
Mother" <"@ {m} @ <"@ {m} @"@101fc.net> blithered:
> On Tue, 09 Aug 2005 21:53:52 +0100, Tim Hobbs <tim@spam.com> wrote:
>
>> whether it affects the premium is not really the issue. The fact you
>> have declared the change means that they can't use it against you in
>> the event of a claim.

>
> Do you really believe that?
>
>> BTW, does anyone know what the rules are for losing no claims bonus?

>
> There aren't any.
>
> Insurance companies are, without exception, scum.
> (No, I haven't lost a claim, but have had to sit and decide upon too
> many claim appeals, some of which have gone to SCC and am totally
> fed-up with the parasites). Sad really. I had a chap claim it was
> cheaper for him to run all of his company trucks without insurance
> then pay for any 'loss' as needed. He provided firm financial
> evidence to prove this to be true. Sad. He should be free to prove
> it again in a couple of months, too.


I thought that was specified acceptable under the legistlation, although I seem to
recall a bond of X amount had to be lodged, where X is a rather large number.

>
> I've just ordered a 'black hat' for one particular insurance company.




--
"He who says it cannot be done should not interrupt her doing it."

If at first you don't succeed,
maybe skydiving's not for you!


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Old 08-10-2005, 04:01   #9 (permalink)
Gordon
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Re: Insurance Jonahs

"GbH" <Geoff_Hannington@IEE.ORGasm> wrote in message
news:42f9d4c0$0$97102$ed2619ec@ptn-nntp-reader03.plus.net
> In news:v2aif1h170i39uvafliau3h1v20v6k3ra1@4ax.com,


>> Insurance companies are, without exception, scum.
>> (No, I haven't lost a claim, but have had to sit and decide upon too
>> many claim appeals, some of which have gone to SCC and am totally
>> fed-up with the parasites). Sad really. I had a chap claim it was
>> cheaper for him to run all of his company trucks without insurance
>> then pay for any 'loss' as needed. He provided firm financial
>> evidence to prove this to be true. Sad. He should be free to prove
>> it again in a couple of months, too.

>
> I thought that was specified acceptable under the legistlation,
> although I seem to recall a bond of X amount had to be lodged, where
> X is a rather large number.
>


BT do this for their fleet of vehicles which is HUGE!


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Old 08-10-2005, 05:01   #10 (permalink)
GbH
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Posts: n/a
Re: Insurance Jonahs

In news:vgmjf19vbit84arq8pk59122mhtpgfacmv@4ax.com,
Mother" <"@ {m} @ <"@ {m} @"@101fc.net> blithered:
> On Wed, 10 Aug 2005 11:19:41 +0100, "GbH"
> <Geoff_Hannington@IEE.ORGasm> wrote:
>
>> I thought that was specified acceptable under the legistlation,
>> although I seem to recall a bond of X amount had to be lodged, where
>> X is a rather large number.

>
> Quite correct and a suitable solution for any large fleet operator
> provided the correct process has been adhered to. However, running
> half a dozen pick-ups without insurance (or tax, or MOT) and
> attempting to 'bung' someone a few hundred quid when some half asleep
> driver runs down the side of their car does not count.


Ah, me sees!

--
"He who says it cannot be done should not interrupt her doing it."

If at first you don't succeed,
maybe skydiving's not for you!


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