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I own a 2013 Ford Focus 127k miles, purchased for $4000 from private seller about 9 months ago.

I have put $200 for a new battery and $400 for new tire rods.

Recently, my car just started to fail so I took it into Ford to check it out. They fixed 2 warranty parts (door latch and fuel tank) and told me that I had a clutch issue but transmission was fine. They charged me $129 for diagnostic fee and here is what they wrote.

Caused by: P07A5 TCM trans friction element B on, P287A TCM Clutch B Engaged, found clutch lock up, recommend replace clutch, slave cylinder, actuator motor $2659 (2 year warranty on clutch)

I took this to 5 independent mechanics to get a quote, 2 refused to work on car, 1 charged me $2000 and another charged me $1500 but didn’t know what actuator was, last guy told me he would have to strip transmission down.

I am not very car savvy and I had no idea the Focus had so many problems, test drive was awesome and 9 months have been awesome until this point.

I just had a newborn and all of my cash is going to bills at the moment. I need a car and I just opened up a $5000 15 month 0% APR credit card. What advice do y’all have?
 

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New battery and tie rods are parts you can expect to need replacing at that year and mileage . You should have stuck with the Ford garage going by this

" I took this to 5 independent mechanics to get a quote, 2 refused to work on car, 1 charged me $2000 and another charged me $1500 but didn’t know what actuator was, last guy told me he would have to strip transmission down."

You sure the " warranty " items were not recalls as warranty would have long expired on that vehicle unless some kind of extended warranty .

Dont know what the guys who charged you $2000 and $1500 did to your vehicle so cant comment.
 

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I know what it takes to change the clutch on a front wheel drive vehicle. Haveing a dealer do it for under 3K isn't a bad deal.
 

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I know what it takes to change the clutch on a front wheel drive vehicle. Haveing a dealer do it for under 3K isn't a bad deal.
If I thought you could get that price for changing a clutch I would come out of retirement and reopen a garage specialising in front wheel drive clutches . Hate to say it Cat but you are miles out with that price $3000.It's not a big job unless it was clutch packs on an auto transmission which is a different ball game and price .


https://www.clickmechanic.com/price-estimates/ford/focus/clutch-replacement
 

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Only transaxles I've ever pulled were automatics on General Motors products. Without a lift, you may easily spend 3 days just pulling it and putting it back in. Just getting the rack out of the way is a major chore in itself.
 
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