Just a query, if you can afford a 95 F150, why cant you afford $20 to buy a puller?
Personally, I wouldnt risk bending/snapping a steering wheel on a brilliant newer car by wiggling/ pulling the wheel of by hand...
As DangerXY points out, if you go down the route of not using a puller and wiggling the wheel off
MAKE SURE YOU PUT THE NUT BACK ON.
Everyone I know has a story from when they were 16 and smashing themselves in the face..